After you favor an arm, both you and your lender agree on an excellent margin Ongoing Readiness Treasury (CMT otherwise TCM) Treasury Bill (T-Bill) 12-Week Treasury Average (MTA otherwise Pad) Certificate of Put Directory (CODI) 11th Area Cost of Funds Directory (COFI) Price of Discounts List (COSI) London area Inter-Bank Giving Cost (LIBOR) Bank Prime

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